Wading Through Insurance Can Make Flood Cleanup Look Easy

Homeowner Marnie Land, right, and her sister Judy Hart, left, surveys Lands flood ravaged home in the Crescent Lake subdivision Friday afternoon. At the height of the last weeks storm Land had more the three-and-half feet of rushing water running through her home.(Photo: Tony Giberson/***@***.***, Tony Giberson/***@***.***)

Learning the ropes and understanding the pitfalls of securing payment on your storm damage insurance claims could make the process easier. Even the noninsured need to document losses for federal aid.

pnj.com - by Kimberly Blair - May 4, 2014

Recovering from last week's flood greatly hinges on how victims navigate the insurance claims process.

The only options for victims without flood insurance, however, will likely be digging into savings, maxing out credit cards, cashing in 401(k) plans and borrowing money from relatives. That's why many residents are counting on federal aid, which will be made available only if President Barack Obama declares our area a disaster.

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